Side-by-side · Q2 2026 data
P & G Mehoopany Employees Federal Credit Union vs Spojnia Credit Union
Credit union
P & G Mehoopany Employees Federal Credit Union
Tunkhannock, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | P & G Mehoopany Employees Federal Credit Union | Spojnia Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 50 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 83 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 (stronger) | 58 |
| Peer percentile | 98th | 9th |
| Total assets | $195.3M | $14.3M |
| Deposits / shares | $165.4M | $12.1M |
| Capital ratio | 14.85% | 15.49% (stronger) |
| Problem loans | 0.14% (stronger) | 8.33% |
| Net charge-offs | 0.29% | 0.00% (stronger) |
| Return on assets | 1.58% (stronger) | -0.63% |
| Loans ÷ deposits | 48.6% | 46.4% (stronger) |
| Uninsured deposits | 7.1% (stronger) | 22.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P & G Mehoopany Employees Federal Credit Union has the higher TellerScore (95 vs 50). On the 7 directional measures above (where higher or lower is clearly better), P & G Mehoopany Employees Federal Credit Union leads on 4 and Spojnia Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.