Side-by-side · Q2 2026 data
P & S Credit Union vs San Juan Credit Union
Metric by metric
| Measure | P & S Credit Union | San Juan Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 71 | 89 (stronger) |
| Loan quality | 99 (stronger) | 23 |
| Earnings | 55 (stronger) | 44 |
| Funding & liquidity | 88 | 88 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 65th | 24th |
| Total assets | $24.9M | $29.9M |
| Deposits / shares | $21.6M | $25.5M |
| Capital ratio | 12.09% | 13.93% (stronger) |
| Problem loans | 0.02% (stronger) | 2.31% |
| Net charge-offs | 0.20% (stronger) | 1.68% |
| Return on assets | 0.87% (stronger) | 0.60% |
| Loans ÷ deposits | 72.4% | 70.7% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 16.6% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P & S Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), P & S Credit Union leads on 5 and San Juan Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.