Side-by-side · Q2 2026 data
P & S Credit Union vs Wiremen'S Credit Union
Metric by metric
| Measure | P & S Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 80 | 92 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 65th | 92nd |
| Total assets | $24.9M | $40.6M |
| Deposits / shares | $21.6M | $33.5M |
| Capital ratio | 12.09% | 17.01% (stronger) |
| Problem loans | 0.02% (stronger) | 0.11% |
| Net charge-offs | 0.20% | -0.08% (stronger) |
| Return on assets | 0.87% | 1.07% (stronger) |
| Loans ÷ deposits | 72.4% | 51.9% (stronger) |
| Uninsured deposits | 9.1% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), P & S Credit Union leads on 1 and Wiremen'S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.