Side-by-side · Q2 2026 data
P C Federal Credit Union vs High Point Federal Credit Union
Credit union
P C Federal Credit Union
Port Allegany, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | P C Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 87 (stronger) |
| Capital cushion | 83 | 93 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 34 | 76 (stronger) |
| Funding & liquidity | 69 | 98 (stronger) |
| Problem-loan coverage | 51 | 95 (stronger) |
| Peer percentile | 7th | 91st |
| Total assets | $13.5M | $430.1M |
| Deposits / shares | $11.6M | $371.9M |
| Capital ratio | 13.29% | 14.30% (stronger) |
| Problem loans | 4.15% | 0.67% (stronger) |
| Net charge-offs | 0.18% | 0.16% (stronger) |
| Return on assets | 0.36% | 1.39% (stronger) |
| Loans ÷ deposits | 91.3% | 62.7% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 7.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 47). On the 7 directional measures above (where higher or lower is clearly better), P C Federal Credit Union leads on 1 and High Point Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.