Side-by-side · Q2 2026 data
P.H.I. Federal Credit Union vs Orleans Parish Sheriff'S Credit Union
Credit union
Orleans Parish Sheriff'S Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | P.H.I. Federal Credit Union | Orleans Parish Sheriff'S Credit Union |
|---|---|---|
| TellerScore | 55 | 72 (stronger) |
| Capital cushion | 20 | 100 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 0 | 4 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 15th | 44th |
| Total assets | $4.9M | $5.0M |
| Deposits / shares | $4.5M | $2.7M |
| Capital ratio | 6.97% | 46.81% (stronger) |
| Problem loans | 0.00% (stronger) | 1.02% |
| Net charge-offs | -0.13% (stronger) | 1.39% |
| Return on assets | -0.59% | -0.40% (stronger) |
| Loans ÷ deposits | 68.6% | 56.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Orleans Parish Sheriff'S Credit Union has the higher TellerScore (72 vs 55). On the 6 directional measures above (where higher or lower is clearly better), P.H.I. Federal Credit Union leads on 2 and Orleans Parish Sheriff'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.