Side-by-side · Q2 2026 data
Paac Transit Division Federal Credit Union vs I.B.E.W. - Local No. 5 Federal Credit Union
Credit union
Paac Transit Division Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Credit union
I.B.E.W. - Local No. 5 Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Paac Transit Division Federal Credit Union | I.B.E.W. - Local No. 5 Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 98 (stronger) |
| Earnings | 65 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 54th | 98th |
| Total assets | $29.2M | $15.4M |
| Deposits / shares | $24.0M | $13.0M |
| Capital ratio | 17.60% (stronger) | 15.39% |
| Problem loans | 2.04% | 0.07% (stronger) |
| Net charge-offs | 1.71% | -0.08% (stronger) |
| Return on assets | 1.12% | 1.78% (stronger) |
| Loans ÷ deposits | 25.7% (stronger) | 61.6% |
| Uninsured deposits | 1.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
I.B.E.W. - Local No. 5 Federal Credit Union has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Paac Transit Division Federal Credit Union leads on 2 and I.B.E.W. - Local No. 5 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.