TellerScore

I.B.E.W. - Local No. 5 Federal Credit Union is a federal credit union headquartered in Pittsburgh, Pennsylvania, in business for about 52 years. At the end of Q2 2026 it reported $15.4M in total assets and $13.0M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, I.B.E.W. - Local No. 5 Federal Credit Union scores 98/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 6th. Its strongest component is capital cushion (100/100; 15.39%), and its lowest is earnings (91/100; 1.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.39%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings91/100
Return on assets (annualized): 1.78%
Funding & liquidity99/100
Loans ÷ shares: 61.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (98 → 98).

TellerScore
839199Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202486
Q4 202492
Q1 202597
Q2 202598
Q3 202598
Q4 202599
Q1 202699
Q2 202698
Net worth ratio
7.00%11.30%15.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.03%
Q3 202413.55%
Q4 202415.01%
Q1 202515.07%
Q2 202515.32%
Q3 202515.53%
Q4 202515.60%
Q1 202615.10%
Q2 202615.39%
Delinquent loans (60+ days)
0.00%0.09%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.07%
Q3 20240.09%
Q4 20240.13%
Q1 20250.00%
Q2 20250.18%
Q3 20250.18%
Q4 20250.08%
Q1 20260.07%
Q2 20260.07%
Return on assets
0.93%1.51%2.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.93%
Q3 20241.07%
Q4 20241.41%
Q1 20251.74%
Q2 20252.10%
Q3 20252.08%
Q4 20252.00%
Q1 20261.96%
Q2 20261.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202698$15.4M15.39%0.07%1.78%61.6%
Q1 202699$15.3M15.10%0.07%1.96%60.2%
Q4 202599$14.3M15.60%0.08%2.00%64.0%
Q3 202598$13.9M15.53%0.18%2.08%64.8%
Q2 202598$13.6M15.32%0.18%2.10%64.9%
Q1 202597$13.3M15.07%0.00%1.74%68.3%
Q4 202492$13.0M15.01%0.13%1.41%73.0%
Q3 202486$13.8M13.55%0.09%1.07%73.0%
Q2 202483$14.0M13.03%0.07%0.93%70.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.39%
57th
Problem loans0.07%
82nd
Net charge-offs-0.08%
93rd
Return on assets1.78%
91st
Loans to deposits61.6%
46th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
80th

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Deposit insurance

Is my money safe at I.B.E.W. - Local No. 5 Federal Credit Union?

Yes. I.B.E.W. - Local No. 5 Federal Credit Union is a federally insured credit union (NCUA charter #21782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

I.B.E.W. - Local No. 5 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
I.B.E.W. - Local No. 5 Federal Credit Union
Type
Federal credit union
NCUA charter #
21782
RSSD ID
293286
Primary regulator
NCUA
Established
1974
Headquarters
5 Hot Metal Street, Suite 201, Pittsburgh, PA 15203
Employees
2

Quick answers

I.B.E.W. - Local No. 5 Federal Credit Union: common questions

Is I.B.E.W. - Local No. 5 Federal Credit Union NCUA insured?

Yes. I.B.E.W. - Local No. 5 Federal Credit Union is a federally insured credit union (NCUA charter #21782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is I.B.E.W. - Local No. 5 Federal Credit Union's TellerScore?

98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does I.B.E.W. - Local No. 5 Federal Credit Union have?

1 office as of the latest NCUA data.

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