Side-by-side · Q2 2026 data
Pace Federal Credit Union vs Fayette Federal Credit Union
Credit union
Pace Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Fayette Federal Credit Union
Mount Hope, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Pace Federal Credit Union | Fayette Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 61 (stronger) | 45 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 87th |
| Total assets | $8.7M | $8.5M |
| Deposits / shares | $7.5M | $6.4M |
| Capital ratio | 12.88% | 23.99% (stronger) |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.03% (stronger) | 0.62% |
| Loans ÷ deposits | 57.4% | 56.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fayette Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Pace Federal Credit Union leads on 3 and Fayette Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.