Fayette Federal Credit Union (NCUA charter #12310) is based in Mount Hope, West Virginia. Its Q2 2026 call report shows $8.5M in total assets and $6.4M in member shares and deposits and 1 office.
Fayette Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 13th. Capital cushion contributes the most (100/100, 23.99%); earnings contributes the least (45/100, 0.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (91 → 89), mostly because the earnings component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 86 |
| Q4 2024 | 82 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 91 |
| Q4 2025 | 85 |
| Q1 2026 | 82 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.50% |
| Q3 2024 | 20.91% |
| Q4 2024 | 21.89% |
| Q1 2025 | 22.69% |
| Q2 2025 | 23.01% |
| Q3 2025 | 22.91% |
| Q4 2025 | 23.10% |
| Q1 2026 | 23.53% |
| Q2 2026 | 23.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.66% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.27% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.79% |
| Q2 2025 | 0.87% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.78% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.62% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $8.5M | 23.99% | 0.00% | 0.62% | 56.8% |
| Q1 2026 | 82 | $8.5M | 23.53% | 0.43% | 0.22% | 56.0% |
| Q4 2025 | 85 | $8.7M | 23.10% | 0.66% | 0.78% | 57.0% |
| Q3 2025 | 91 | $8.7M | 22.91% | 0.00% | 0.88% | 57.2% |
| Q2 2025 | 91 | $8.6M | 23.01% | 0.00% | 0.87% | 59.3% |
| Q1 2025 | 90 | $8.6M | 22.69% | 0.05% | 0.79% | 57.1% |
| Q4 2024 | 82 | $8.8M | 21.89% | 0.77% | 0.60% | 58.1% |
| Q3 2024 | 86 | $9.2M | 20.91% | 0.19% | 0.48% | 56.3% |
| Q2 2024 | 83 | $8.8M | 21.50% | 0.34% | 0.27% | 57.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alderson Fci Federal Credit UnionCredit union Alderson, WV | 63 out of 100, Moderate | $8.5M | 25.3% | 10.82% | vs |
| Pace Federal Credit UnionCredit union Huntington, WV | 86 out of 100, Very strong | $8.7M | 12.9% | 0.00% | vs |
| City of Clarksburg Federal Credit UnionCredit union Clarksburg, WV | 83 out of 100, Strong | $8.2M | 14.2% | 0.02% | vs |
| Berkeley County Public Schools Federal Credit UnionCredit union Martinsburg, WV | 78 out of 100, Strong | $8.0M | 10.1% | 0.10% | vs |
| Marion County School Employees Federal Credit UnionCredit union Fairmont, WV | 89 out of 100, Very strong | $9.9M | 20.7% | 0.53% | vs |
| Local No. 317 I.A.F.F. Credit UnionCredit union Charleston, WV | 65 out of 100, Moderate | $10.1M | 8.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Fayette Federal Credit Union?
Yes. Fayette Federal Credit Union is a federally insured credit union (NCUA charter #12310). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($15K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Fayette Federal Credit Union lists 1 office in 1 city. Most locations:
- Mount Hope, WV (1)
Identity & history
Profile
- Legal name
- Fayette Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12310
- RSSD ID
- 419983
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- 6058 Robert C Byrd Dr, Mount Hope, WV 25880
- Employees
- 3
Quick answers
Fayette Federal Credit Union: common questions
Is Fayette Federal Credit Union NCUA insured?
Yes. Fayette Federal Credit Union is a federally insured credit union (NCUA charter #12310). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fayette Federal Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fayette Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Mount Hope
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV | 97 out of 100, Very strong | $21.3M | 26.3% | 0.04% | vs |
| Celco Community Federal Credit UnionCredit union Narrows, VA | 85 out of 100, Very strong | $143.9M | 20.9% | 1.33% | vs |
| Raleigh County Federal Credit UnionCredit union Beckley, WV | 79 out of 100, Strong | $21.6M | 12.6% | 0.34% | vs |
| Pioneer Community Bank, Inc.Bank Iaeger, WV | 79 out of 100, Strong | $191.1M | 13.6% | 0.29% | vs |
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |