Side-by-side · Q2 2026 data
Pace Resources Federal Credit Union vs 1st Ed Credit Union
Credit union
Pace Resources Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pace Resources Federal Credit Union | 1st Ed Credit Union |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 | 83 (stronger) |
| Earnings | 43 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 65th | 83rd |
| Total assets | $6.5M | $138.2M |
| Deposits / shares | $5.3M | $117.3M |
| Capital ratio | 17.86% (stronger) | 15.87% |
| Problem loans | 1.01% | 0.50% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.58% (stronger) | 0.42% |
| Loans ÷ deposits | 33.3% (stronger) | 36.9% |
| Uninsured deposits | 0.0% (stronger) | 2.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
1st Ed Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Pace Resources Federal Credit Union leads on 5 and 1st Ed Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.