Side-by-side · Q2 2026 data
Pacific Alliance Bank vs Mega Bank
Metric by metric
| Measure | Pacific Alliance Bank | Mega Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 68 |
| Capital cushion | 84 | 94 (stronger) |
| Loan quality | 95 (stronger) | 46 |
| Earnings | 82 (stronger) | 66 |
| Funding & liquidity | 63 (stronger) | 46 |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 88th | 37th |
| Total assets | $454.4M | $506.7M |
| Deposits / shares | $369.2M | $426.1M |
| Capital ratio | 13.37% | 14.43% (stronger) |
| Problem loans | 0.16% (stronger) | 1.61% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.56% (stronger) | 1.15% |
| Loans ÷ deposits | 93.0% (stronger) | 100.3% |
| Uninsured deposits | 19.2% (stronger) | 27.3% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Alliance Bank has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pacific Alliance Bank leads on 6 and Mega Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.