Side-by-side · Q2 2026 data
Pacific Cascade Federal Credit Union vs Heritage Grove Federal Credit Union
Metric by metric
| Measure | Pacific Cascade Federal Credit Union | Heritage Grove Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 55 | 69 (stronger) |
| Loan quality | 82 (stronger) | 61 |
| Earnings | 15 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 34th | 41st |
| Total assets | $139.9M | $167.2M |
| Deposits / shares | $123.2M | $146.9M |
| Capital ratio | 10.47% | 11.86% (stronger) |
| Problem loans | 0.54% (stronger) | 1.17% |
| Net charge-offs | 0.71% | 0.41% (stronger) |
| Return on assets | -0.14% | 0.65% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 70.5% |
| Uninsured deposits | 3.2% (stronger) | 4.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 17.6% |
Heritage Grove Federal Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Pacific Cascade Federal Credit Union leads on 3 and Heritage Grove Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.