Pacific Cascade Federal Credit Union (NCUA charter #14545) is based in Eugene, Oregon. Its Q2 2026 call report shows $139.9M in total assets and $123.2M in member shares and deposits and 4 offices.
Pacific Cascade Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 47 credit unions headquartered in Oregon, it ranks 29th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 3% uninsured); earnings contributes the least (15/100, -0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (67 → 65), mostly because the earnings component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 56 |
| Q4 2024 | 70 |
| Q1 2025 | 66 |
| Q2 2025 | 67 |
| Q3 2025 | 64 |
| Q4 2025 | 63 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.94% |
| Q3 2024 | 10.07% |
| Q4 2024 | 11.01% |
| Q1 2025 | 10.74% |
| Q2 2025 | 10.93% |
| Q3 2025 | 10.84% |
| Q4 2025 | 10.78% |
| Q1 2026 | 10.57% |
| Q2 2026 | 10.47% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.24% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.72% |
| Q3 2025 | 1.05% |
| Q4 2025 | 1.02% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.54% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.15% |
| Q1 2026 | -0.17% |
| Q2 2026 | -0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $139.9M | 10.47% | 0.54% | -0.14% | 53.9% |
| Q1 2026 | 64 | $138.9M | 10.57% | 0.55% | -0.17% | 53.8% |
| Q4 2025 | 63 | $136.7M | 10.78% | 1.02% | 0.15% | 54.8% |
| Q3 2025 | 64 | $136.7M | 10.84% | 1.05% | 0.28% | 57.0% |
| Q2 2025 | 67 | $134.6M | 10.93% | 0.72% | 0.27% | 60.3% |
| Q1 2025 | 66 | $136.1M | 10.74% | 0.76% | 0.27% | 62.6% |
| Q4 2024 | 70 | $132.0M | 11.01% | 0.73% | 0.79% | 69.3% |
| Q3 2024 | 56 | $134.6M | 10.07% | 1.24% | 0.06% | 71.0% |
| Q2 2024 | 54 | $135.7M | 9.94% | 1.26% | 0.00% | 74.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ironworkers USA Federal Credit UnionCredit union Portland, OR | 46 out of 100, Below average | $155.9M | 11.1% | 2.97% | vs |
| Trailhead Federal Credit UnionCredit union Portland, OR | 28 out of 100, Low | $156.0M | 8.8% | 4.14% | vs |
| 44 North Credit UnionCredit union Lebanon, OR | 61 out of 100, Moderate | $157.6M | 12.8% | 1.76% | vs |
| Valley Credit UnionCredit union Salem, OR | 48 out of 100, Below average | $118.6M | 12.8% | 5.22% | vs |
| Ibew & United Workers Federal Credit UnionCredit union Portland, OR | 59 out of 100, Moderate | $112.7M | 11.4% | 1.20% | vs |
| Heritage Grove Federal Credit UnionCredit union Salem, OR | 67 out of 100, Moderate | $167.2M | 11.9% | 1.17% | vs |
Deposit insurance
Is my money safe at Pacific Cascade Federal Credit Union?
Yes. Pacific Cascade Federal Credit Union is a federally insured credit union (NCUA charter #14545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.2% of shares and deposits ($4.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.47%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Pacific Cascade Federal Credit Union lists 4 offices in 3 cities. Most locations:
- Eugene, OR (2)
- Roseburg, OR (1)
- Springfield, OR (1)
HMDA 2025
Mortgage lending
In 2025, Pacific Cascade Federal Credit Union reported 12 home-loan applications under HMDA (LEI 549300GNC55MZTGKJ811): 10 originated ($1,620,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Pacific Cascade Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14545
- RSSD ID
- 4389
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 1075 Oak St, Eugene, OR 97401
- Employees
- 40
Quick answers
Pacific Cascade Federal Credit Union: common questions
Is Pacific Cascade Federal Credit Union NCUA insured?
Yes. Pacific Cascade Federal Credit Union is a federally insured credit union (NCUA charter #14545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Pacific Cascade Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Pacific Cascade Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Eugene
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Onpoint Community Credit UnionCredit union Portland, OR | 83 out of 100, Strong | $9.5B | 15.0% | 0.98% | vs |
| Gateway Credit UnionCredit union Springfield, OR | 83 out of 100, Strong | $31.4M | 21.9% | 0.36% | vs |
| People's Bank of CommerceBank Medford, OR | 78 out of 100, Strong | $776.7M | 15.3% | 0.90% | vs |
| Citizens BankBank Corvallis, OR | 78 out of 100, Strong | $823.4M | 13.9% | 0.04% | vs |
| Selco Community Credit UnionCredit union Springfield, OR | 77 out of 100, Strong | $3.0B | 11.9% | 0.37% | vs |
| Oregon Pacific Banking Company dba Oregon Pacific BankBank Florence, OR | 74 out of 100, Strong | $825.4M | 11.2% | 0.39% | vs |