Side-by-side · Q2 2026 data
Pacific Coast Bankers' Bank vs Golden State Bank
Metric by metric
| Measure | Pacific Coast Bankers' Bank | Golden State Bank |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 63 (stronger) | 60 |
| Loan quality | 83 (stronger) | 73 |
| Earnings | 47 | 70 (stronger) |
| Funding & liquidity | 29 (stronger) | 25 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 30th | 30th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $653.0M | $856.6M |
| Capital ratio | 11.35% (stronger) | 11.04% |
| Problem loans | 0.52% (stronger) | 0.82% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.67% | 1.26% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 98.9% |
| Uninsured deposits | 78.9% | 47.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Pacific Coast Bankers' Bank leads on 3 and Golden State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.