Side-by-side · Q2 2026 data
Pacific Coast Bankers' Bank vs San Francisco Lee Federal Credit Union
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | Pacific Coast Bankers' Bank | San Francisco Lee Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 85 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 47 (stronger) | 25 |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 30th | 77th |
| Total assets | $1.2B | $10.7M |
| Deposits / shares | $653.0M | $5.0M |
| Capital ratio | 11.35% | 53.26% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.67% (stronger) | 0.12% |
| Loans ÷ deposits | 80.9% | 50.4% (stronger) |
| Uninsured deposits | 78.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Pacific Coast Bankers' Bank leads on 1 and San Francisco Lee Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.