Side-by-side · Q2 2026 data
Pacific Crest Bank vs Increase Bank
Metric by metric
| Measure | Pacific Crest Bank | Increase Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 61 (stronger) | 46 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 44 (stronger) | 36 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 31st | 47th |
| Total assets | $318.5M | $150.7M |
| Deposits / shares | $239.9M | $135.4M |
| Capital ratio | 11.14% (stronger) | 9.57% |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.59% (stronger) | 0.39% |
| Loans ÷ deposits | 99.7% | 45.5% (stronger) |
| Uninsured deposits | 20.6% | -0.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Increase Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 2 and Increase Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.