Side-by-side · Q2 2026 data
Pacific Crest Bank vs RiverBank
Metric by metric
| Measure | Pacific Crest Bank | RiverBank |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 61 | 63 (stronger) |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 44 | 91 (stronger) |
| Funding & liquidity | 55 (stronger) | 51 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $318.5M | $310.2M |
| Deposits / shares | $239.9M | $275.2M |
| Capital ratio | 11.14% | 11.34% (stronger) |
| Problem loans | 0.47% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.59% | 1.78% (stronger) |
| Loans ÷ deposits | 99.7% | 85.8% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 35.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
RiverBank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 2 and RiverBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.