Headquartered in Spokane, Washington, RiverBank is a state-chartered bank with $310.2M in total assets and $275.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2006.
Based on its Q2 2026 filing, RiverBank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 29 banks headquartered in Washington, it ranks 7th. Its strongest component is problem-loan coverage (96/100; 2.1%), and its lowest is funding & liquidity (51/100; 86% loans-to-deposits, 36% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (68 → 77), mostly because the earnings component improved by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 62 |
| Q4 2024 | 63 |
| Q1 2025 | 67 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 71 |
| Q1 2026 | 71 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.47% |
| Q3 2024 | 9.94% |
| Q4 2024 | 10.12% |
| Q1 2025 | 10.45% |
| Q2 2025 | 10.53% |
| Q3 2025 | 10.48% |
| Q4 2025 | 10.92% |
| Q1 2026 | 11.12% |
| Q2 2026 | 11.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.52% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.83% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.18% |
| Q3 2025 | 1.37% |
| Q4 2025 | 1.33% |
| Q1 2026 | 1.62% |
| Q2 2026 | 1.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $310.2M | 11.34% | 0.31% | 1.78% | 85.8% |
| Q1 2026 | 71 | $283.7M | 11.12% | 0.71% | 1.62% | 93.2% |
| Q4 2025 | 71 | $292.7M | 10.92% | 0.47% | 1.33% | 89.6% |
| Q3 2025 | 69 | $277.2M | 10.48% | 0.47% | 1.37% | 94.2% |
| Q2 2025 | 68 | $275.5M | 10.53% | 0.49% | 1.18% | 93.6% |
| Q1 2025 | 67 | $265.3M | 10.45% | 0.50% | 1.30% | 96.6% |
| Q4 2024 | 63 | $262.3M | 10.12% | 0.52% | 0.83% | 92.0% |
| Q3 2024 | 62 | $262.2M | 9.94% | 0.55% | 0.76% | 87.6% |
| Q2 2024 | 67 | $243.7M | 10.47% | 0.00% | 0.56% | 88.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pacific Crest BankBank Lynnwood, WA | 66 out of 100, Moderate | $318.5M | 11.1% | 0.47% | vs |
| UniBankBank Lynnwood, WA | 50 out of 100, Below average | $393.0M | 7.3% | 0.54% | vs |
| Liberty BankBank Poulsbo, WA | 57 out of 100, Moderate | $206.0M | 9.4% | 0.14% | vs |
| Increase BankBank Longview, WA | 71 out of 100, Strong | $150.7M | 9.6% | 0.00% | vs |
| Portage BankBank Bellevue, WA | 44 out of 100, Below average | $116.2M | 7.5% | 1.13% | vs |
| Baker-Boyer National BankBank Walla Walla, WA | 66 out of 100, Moderate | $692.9M | 9.3% | 0.42% | vs |
Deposit insurance
Is my money safe at RiverBank?
Yes. RiverBank is an FDIC-insured institution (FDIC certificate #58322). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 35.8% of deposits ($98.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.34%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
RiverBank lists 1 office in 1 city. Most locations:
- Spokane, WA (1)
Identity & history
Profile
- Legal name
- RiverBank
- Type
- State-chartered bank
- FDIC certificate #
- 58322
- RSSD ID
- 3438958
- Primary regulator
- FDIC
- Holding company
- Riverbank Holding Co
- Established
- May 22, 2006
- Headquarters
- 202 E Spokane Falls Blvd, Spokane, WA 99202
- Website
- www.riverbankonline.com
- Employees
- 39
Quick answers
RiverBank: common questions
Is RiverBank FDIC insured?
Yes. RiverBank is an FDIC-insured institution (FDIC certificate #58322). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is RiverBank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has RiverBank ever failed?
There is no failure record for FDIC certificate #58322 in the FDIC failed bank list.
How many branches does RiverBank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Spokane
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bay Shore Credit UnionCredit union Marinette, WI | 92 out of 100, Very strong | $48.2M | 18.6% | 0.27% | vs |
| Responders Emergency Services Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $56.2M | 17.3% | 0.01% | vs |
| Spokane Firefighters Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $86.4M | 14.5% | 0.15% | vs |
| Avista Corp. Credit UnionCredit union Spokane, WA | 86 out of 100, Very strong | $72.5M | 18.0% | 0.08% | vs |
| Delta Schools Federal Credit UnionCredit union Antioch, CA | 81 out of 100, Strong | $66.5M | 10.7% | 0.00% | vs |
| Slo Credit UnionCredit union San Luis Obispo, CA | 77 out of 100, Strong | $29.1M | 14.5% | 0.20% | vs |