Side-by-side · Q2 2026 data
Pacific Crest Bank vs Topeka Firemen'S Credit Union
Metric by metric
| Measure | Pacific Crest Bank | Topeka Firemen'S Credit Union |
|---|---|---|
| TellerScore | 66 | 92 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 44 | 65 (stronger) |
| Funding & liquidity | 55 | 96 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 31st | 92nd |
| Total assets | $318.5M | $11.7M |
| Deposits / shares | $239.9M | $8.7M |
| Capital ratio | 11.14% | 25.78% (stronger) |
| Problem loans | 0.47% | 0.03% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.59% | 1.14% (stronger) |
| Loans ÷ deposits | 99.7% | 64.3% (stronger) |
| Uninsured deposits | 20.6% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Topeka Firemen'S Credit Union has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pacific Crest Bank leads on 1 and Topeka Firemen'S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.