Side-by-side · Q2 2026 data
Pacific N W Federal Credit Union vs Oregonians Credit Union
Metric by metric
| Measure | Pacific N W Federal Credit Union | Oregonians Credit Union |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 90 (stronger) | 28 |
| Earnings | 46 | 50 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 41st | 41st |
| Total assets | $317.3M | $339.2M |
| Deposits / shares | $280.7M | $280.0M |
| Capital ratio | 9.84% | 16.45% (stronger) |
| Problem loans | 0.31% (stronger) | 2.15% |
| Net charge-offs | 0.50% | 0.31% (stronger) |
| Return on assets | 0.64% | 0.74% (stronger) |
| Loans ÷ deposits | 84.7% | 80.4% (stronger) |
| Uninsured deposits | 6.8% | 2.8% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 18.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Pacific N W Federal Credit Union leads on 1 and Oregonians Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.