Side-by-side · Q2 2026 data
Pacific N W Federal Credit Union vs Wauna Federal Credit Union
Metric by metric
| Measure | Pacific N W Federal Credit Union | Wauna Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 58 |
| Capital cushion | 48 (stronger) | 42 |
| Loan quality | 90 (stronger) | 74 |
| Earnings | 46 (stronger) | 38 |
| Funding & liquidity | 76 (stronger) | 74 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 41st | 16th |
| Total assets | $317.3M | $398.2M |
| Deposits / shares | $280.7M | $359.3M |
| Capital ratio | 9.84% (stronger) | 9.18% |
| Problem loans | 0.31% (stronger) | 0.78% |
| Net charge-offs | 0.50% (stronger) | 0.83% |
| Return on assets | 0.64% (stronger) | 0.45% |
| Loans ÷ deposits | 84.7% (stronger) | 86.0% |
| Uninsured deposits | 6.8% (stronger) | 7.7% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 17.1% |
Pacific N W Federal Credit Union has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Pacific N W Federal Credit Union leads on 7 and Wauna Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.