Side-by-side · Q2 2026 data
Pacific National Bank vs Desjardins Bank, National Association
Metric by metric
| Measure | Pacific National Bank | Desjardins Bank, National Association |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 66 | 70 (stronger) |
| Funding & liquidity | 73 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 83rd | 86th |
| Total assets | $1.6B | $362.1M |
| Deposits / shares | $1.3B | $292.9M |
| Capital ratio | 10.80% | 19.31% (stronger) |
| Problem loans | 0.01% (stronger) | 0.31% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.15% | 1.25% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 91.4% |
| Uninsured deposits | 27.8% (stronger) | 30.6% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Pacific National Bank leads on 3 and Desjardins Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.