Side-by-side · Q2 2026 data
Pagoda Federal Credit Union vs Lehigh County Employees Federal Credit Union
Credit union
Pagoda Federal Credit Union
Reading, Pennsylvania · Under $100 million in assets
Credit union
Lehigh County Employees Federal Credit Union
Allentown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pagoda Federal Credit Union | Lehigh County Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 96 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 93 (stronger) | 82 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 83rd | 97th |
| Total assets | $32.6M | $33.1M |
| Deposits / shares | $28.6M | $27.9M |
| Capital ratio | 11.97% | 15.71% (stronger) |
| Problem loans | 0.31% | 0.00% (stronger) |
| Net charge-offs | 0.51% | 0.00% (stronger) |
| Return on assets | 1.81% (stronger) | 1.56% |
| Loans ÷ deposits | 34.0% (stronger) | 37.4% |
| Uninsured deposits | 4.1% (stronger) | 5.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lehigh County Employees Federal Credit Union has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Pagoda Federal Credit Union leads on 3 and Lehigh County Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.