TellerScore

Lehigh County Employees Federal Credit Union (NCUA charter #16746) is based in Allentown, Pennsylvania. Its Q2 2026 call report shows $33.1M in total assets and $27.9M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Lehigh County Employees Federal Credit Union scores 96/100, which we describe as very strong. That is higher than 97% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 11th. Its strongest component is capital cushion (100/100; 15.71%), and its lowest is earnings (82/100; 1.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.71%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings82/100
Return on assets (annualized): 1.56%
Funding & liquidity100/100
Loans ÷ shares: 37.4% · 5.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (97 → 96).

TellerScore
919598Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202491
Q4 202495
Q1 202595
Q2 202597
Q3 202598
Q4 202598
Q1 202697
Q2 202696
Net worth ratio
7.00%11.36%15.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.84%
Q3 202414.21%
Q4 202414.42%
Q1 202514.38%
Q2 202514.77%
Q3 202515.43%
Q4 202515.53%
Q1 202615.58%
Q2 202615.71%
Delinquent loans (60+ days)
0.00%0.32%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.63%
Q4 20240.19%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.56%1.73%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.86%
Q3 20241.91%
Q4 20241.82%
Q1 20251.64%
Q2 20251.68%
Q3 20251.76%
Q4 20251.77%
Q1 20261.59%
Q2 20261.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$33.1M15.71%0.00%1.56%37.4%
Q1 202697$32.6M15.58%0.00%1.59%37.5%
Q4 202598$31.9M15.53%0.00%1.77%36.4%
Q3 202598$31.1M15.43%0.00%1.76%37.4%
Q2 202597$31.5M14.77%0.00%1.68%36.9%
Q1 202595$31.4M14.38%0.00%1.64%34.6%
Q4 202495$30.4M14.42%0.19%1.82%35.4%
Q3 202491$30.0M14.21%0.63%1.91%36.5%
Q2 202495$29.7M13.84%0.03%1.86%38.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.71%
59th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.56%
86th
Loans to deposits37.4%
81st
Uninsured deposits5.7%
18th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Pagoda Federal Credit UnionCredit union Reading, PA87 out of 100, Very strong$32.6M12.0%0.31%vs
Jessop Community Federal Credit UnionCredit union Washington, PA87 out of 100, Very strong$34.1M13.8%0.38%vs
Steel Strong Community Federal Credit UnionCredit union Elizabeth, PA87 out of 100, Very strong$32.0M25.3%0.81%vs
Highway Federal Credit UnionCredit union Hughestown, PA75 out of 100, Strong$35.0M18.1%2.00%vs
Reliance Federal Credit UnionCredit union King of Prussia, PA70 out of 100, Strong$35.3M12.5%1.05%vs
Hazleton School Employees Credit UnionCredit union Hazleton, PA80 out of 100, Strong$35.4M21.8%1.96%vs

Deposit insurance

Is my money safe at Lehigh County Employees Federal Credit Union?

Yes. Lehigh County Employees Federal Credit Union is a federally insured credit union (NCUA charter #16746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.71%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lehigh County Employees Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lehigh County Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
16746
RSSD ID
964081
Primary regulator
NCUA
Established
1965
Headquarters
455 Hamilton Street, Allentown, PA 18101
Employees
4

Quick answers

Lehigh County Employees Federal Credit Union: common questions

Is Lehigh County Employees Federal Credit Union NCUA insured?

Yes. Lehigh County Employees Federal Credit Union is a federally insured credit union (NCUA charter #16746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lehigh County Employees Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lehigh County Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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