Side-by-side · Q2 2026 data
Paho/Who Federal Credit Union vs Agriculture Federal Credit Union
Metric by metric
| Measure | Paho/Who Federal Credit Union | Agriculture Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 93 (stronger) | 74 |
| Loan quality | 79 | 83 (stronger) |
| Earnings | 33 | 47 (stronger) |
| Funding & liquidity | 94 | 94 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 74th | 68th |
| Total assets | $325.8M | $350.7M |
| Deposits / shares | $273.1M | $309.0M |
| Capital ratio | 14.32% (stronger) | 12.38% |
| Problem loans | 0.64% | 0.52% (stronger) |
| Net charge-offs | 0.54% | 0.45% (stronger) |
| Return on assets | 0.32% | 0.68% (stronger) |
| Loans ÷ deposits | 55.1% (stronger) | 66.1% |
| Uninsured deposits | 20.2% | 15.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.8% |
Paho/Who Federal Credit Union has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Paho/Who Federal Credit Union leads on 3 and Agriculture Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.