Side-by-side · Q2 2026 data
Palisades Federal Credit Union vs Ontario Shores Federal Credit Union
Credit union
Palisades Federal Credit Union
Pearl River, New York · $100 million – $1 billion
Credit union
Ontario Shores Federal Credit Union
Newfane, New York · $100 million – $1 billion
Metric by metric
| Measure | Palisades Federal Credit Union | Ontario Shores Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 68 (stronger) |
| Capital cushion | 40 | 57 (stronger) |
| Loan quality | 69 (stronger) | 61 |
| Earnings | 20 | 60 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 8th | 45th |
| Total assets | $212.2M | $208.4M |
| Deposits / shares | $181.1M | $185.0M |
| Capital ratio | 9.01% | 10.65% (stronger) |
| Problem loans | 0.93% (stronger) | 1.16% |
| Net charge-offs | 0.45% | 0.05% (stronger) |
| Return on assets | 0.00% | 0.99% (stronger) |
| Loans ÷ deposits | 90.0% | 50.2% (stronger) |
| Uninsured deposits | 9.4% | 8.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ontario Shores Federal Credit Union has the higher TellerScore (68 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Palisades Federal Credit Union leads on 1 and Ontario Shores Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.