Side-by-side · Q2 2026 data
Palmetto Citizens Federal Credit Union vs Sharonview Federal Credit Union
Credit union
Palmetto Citizens Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Credit union
Sharonview Federal Credit Union
Fort Mill, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Palmetto Citizens Federal Credit Union | Sharonview Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 44 |
| Capital cushion | 85 (stronger) | 26 |
| Loan quality | 63 (stronger) | 61 |
| Earnings | 79 (stronger) | 11 |
| Funding & liquidity | 91 (stronger) | 80 |
| Problem-loan coverage | 91 (stronger) | 72 |
| Peer percentile | 88th | 3rd |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 13.48% (stronger) | 7.63% |
| Problem loans | 1.11% (stronger) | 1.18% |
| Net charge-offs | 0.80% | 0.78% (stronger) |
| Return on assets | 1.49% (stronger) | -0.23% |
| Loans ÷ deposits | 69.3% (stronger) | 80.3% |
| Uninsured deposits | 0.0% (stronger) | 9.6% |
| Offices | 11 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.7% | 50.3% |
Palmetto Citizens Federal Credit Union has the higher TellerScore (80 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Palmetto Citizens Federal Credit Union leads on 6 and Sharonview Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.