Sharonview Federal Credit Union is a federal credit union headquartered in Fort Mill, South Carolina, in business for about 50 years. At the end of Q2 2026 it reported $1.3B in total assets and $1.2B in member shares and deposits, with 15 offices across 2 states.
Sharonview Federal Credit Union has a TellerScore of 44 out of 100 (below average) based on Q2 2026 data — higher than only 3% of its 454 credit unions with $1 billion – $10 billion. Among 45 credit unions headquartered in South Carolina, it ranks 44th. Funding & liquidity contributes the most (80/100, 80% loans-to-deposits, 10% uninsured); earnings contributes the least (11/100, -0.23%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (39 → 44), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 38 |
| Q3 2024 | 35 |
| Q4 2024 | 39 |
| Q1 2025 | 40 |
| Q2 2025 | 39 |
| Q3 2025 | 43 |
| Q4 2025 | 39 |
| Q1 2026 | 44 |
| Q2 2026 | 44 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.78% |
| Q3 2024 | 8.64% |
| Q4 2024 | 8.69% |
| Q1 2025 | 8.57% |
| Q2 2025 | 8.72% |
| Q3 2025 | 8.57% |
| Q4 2025 | 7.49% |
| Q1 2026 | 7.56% |
| Q2 2026 | 7.63% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.97% |
| Q3 2024 | 2.22% |
| Q4 2024 | 1.86% |
| Q1 2025 | 1.73% |
| Q2 2025 | 1.93% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.13% |
| Q2 2026 | 1.18% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.86% |
| Q3 2024 | -0.78% |
| Q4 2024 | -0.78% |
| Q1 2025 | -1.04% |
| Q2 2025 | -0.76% |
| Q3 2025 | -0.60% |
| Q4 2025 | -1.13% |
| Q1 2026 | -0.23% |
| Q2 2026 | -0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $1.3B | 7.63% | 1.18% | -0.23% | 80.3% |
| Q1 2026 | 44 | $1.4B | 7.56% | 1.13% | -0.23% | 83.9% |
| Q4 2025 | 39 | $1.4B | 7.49% | 1.39% | -1.13% | 88.1% |
| Q3 2025 | 43 | $1.4B | 8.57% | 1.40% | -0.60% | 84.4% |
| Q2 2025 | 39 | $1.3B | 8.72% | 1.93% | -0.76% | 80.9% |
| Q1 2025 | 40 | $1.4B | 8.57% | 1.73% | -1.04% | 81.9% |
| Q4 2024 | 39 | $1.4B | 8.69% | 1.86% | -0.78% | 82.9% |
| Q3 2024 | 35 | $1.5B | 8.64% | 2.22% | -0.78% | 84.7% |
| Q2 2024 | 38 | $1.5B | 8.78% | 1.97% | -0.86% | 84.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rev Federal Credit UnionCredit union Charleston, SC | 72 out of 100, Strong | $1.2B | 13.8% | 0.57% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| Palmetto Citizens Federal Credit UnionCredit union Columbia, SC | 80 out of 100, Strong | $1.5B | 13.5% | 1.11% | vs |
| Allsouth Federal Credit UnionCredit union Columbia, SC | 93 out of 100, Very strong | $1.5B | 19.6% | 0.41% | vs |
| Safe Federal Credit UnionCredit union Sumter, SC | 73 out of 100, Strong | $2.0B | 11.0% | 0.63% | vs |
| Srp Federal Credit UnionCredit union North Augusta, SC | 81 out of 100, Strong | $2.1B | 13.8% | 0.74% | vs |
Deposit insurance
Is my money safe at Sharonview Federal Credit Union?
Yes. Sharonview Federal Credit Union is a federally insured credit union (NCUA charter #22458). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.6% of shares and deposits ($113.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 7.63%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
15 locations
Branches
Sharonview Federal Credit Union lists 15 offices in 13 cities across 2 states. Most locations:
- Charlotte, NC (3)
- Fayetteville, NC (1)
- Florence, SC (1)
- Gastonia, NC (1)
- Greenville, SC (1)
- Greer, SC (1)
- Indian Land, SC (1)
- Salisbury, NC (1)
- Shelby, NC (1)
- Simpsonville, SC (1)
- Spartanburg, SC (1)
- Tar Heel, NC (1)
HMDA 2025
Mortgage lending
In 2025, Sharonview Federal Credit Union reported 1,090 home-loan applications under HMDA (LEI 549300KRHOMDHAKS8L29): 471 originated ($60,525,000 total), 543 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 50.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Sharonview Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22458
- RSSD ID
- 942584
- Primary regulator
- NCUA
- Established
- 1976
- Headquarters
- PO Box 2070, Fort Mill, SC 29716
- Employees
- 266
Quick answers
Sharonview Federal Credit Union: common questions
Is Sharonview Federal Credit Union NCUA insured?
Yes. Sharonview Federal Credit Union is a federally insured credit union (NCUA charter #22458). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sharonview Federal Credit Union's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sharonview Federal Credit Union have?
15 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Fort Mill
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cedar Hill National BankBank Charlotte, NC | 93 out of 100, Very strong | $16.0M | 67.6% | 0.00% | vs |
| Allvac Savings and Credit UnionCredit union Monroe, NC | 90 out of 100, Very strong | $9.5M | 17.6% | 0.09% | vs |
| Members Credit UnionCredit union Winston Salem, NC | 85 out of 100, Very strong | $477.1M | 14.8% | 0.82% | vs |
| Bank of YorkBank York, SC | 83 out of 100, Strong | $317.7M | 12.9% | 0.86% | vs |
| Spratt Savings BankBank Chester, SC | 82 out of 100, Strong | $154.4M | 20.4% | 0.23% | vs |
| American Bank of the CarolinasBank Monroe, NC | 80 out of 100, Strong | $214.0M | 12.3% | 0.00% | vs |