Side-by-side · Q2 2026 data
Pampa Teachers Federal Credit Union vs Pantex Federal Credit Union
Credit union
Pampa Teachers Federal Credit Union
Pampa, Texas · Under $100 million in assets
Metric by metric
| Measure | Pampa Teachers Federal Credit Union | Pantex Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 90 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 0 | 81 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 13th | 95th |
| Total assets | $10.7M | $233.4M |
| Deposits / shares | $9.7M | $183.3M |
| Capital ratio | 8.67% | 22.25% (stronger) |
| Problem loans | 0.43% (stronger) | 0.69% |
| Net charge-offs | 2.71% | 0.50% (stronger) |
| Return on assets | -1.03% | 1.53% (stronger) |
| Loans ÷ deposits | 78.4% | 34.8% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 7.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pantex Federal Credit Union has the higher TellerScore (90 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Pampa Teachers Federal Credit Union leads on 2 and Pantex Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.