Side-by-side · Q2 2026 data
Pan American Bank & Trust vs First Secure Community Bank
Metric by metric
| Measure | Pan American Bank & Trust | First Secure Community Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 34 |
| Capital cushion | 36 | 44 (stronger) |
| Loan quality | 96 (stronger) | 5 |
| Earnings | 53 (stronger) | 31 |
| Funding & liquidity | 22 | 63 (stronger) |
| Problem-loan coverage | 98 (stronger) | 43 |
| Peer percentile | 17th | 1st |
| Total assets | $536.1M | $528.8M |
| Deposits / shares | $474.7M | $427.8M |
| Capital ratio | 8.63% | 9.43% (stronger) |
| Problem loans | 0.12% (stronger) | 2.85% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.83% (stronger) | 0.28% |
| Loans ÷ deposits | 90.8% | 90.5% (stronger) |
| Uninsured deposits | 57.9% | 21.5% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pan American Bank & Trust has the higher TellerScore (59 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Pan American Bank & Trust leads on 4 and First Secure Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.