Side-by-side · Q2 2026 data
Pan American Bank & Trust vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Pan American Bank & Trust | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 93 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 53 | 64 (stronger) |
| Funding & liquidity | 22 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 17th | 94th |
| Total assets | $536.1M | $383K |
| Deposits / shares | $474.7M | $326K |
| Capital ratio | 8.63% | 14.96% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.83% | 1.10% (stronger) |
| Loans ÷ deposits | 90.8% | 12.3% (stronger) |
| Uninsured deposits | 57.9% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Pan American Bank & Trust leads on 0 and St. Martin De Porres Parish Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.