Side-by-side · Q2 2026 data
Pantex Federal Credit Union vs Cabot Community Credit Union
Metric by metric
| Measure | Pantex Federal Credit Union | Cabot Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 61 |
| Earnings | 81 (stronger) | 77 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 95th | 75th |
| Total assets | $233.4M | $45.3M |
| Deposits / shares | $183.3M | $37.8M |
| Capital ratio | 22.25% (stronger) | 15.95% |
| Problem loans | 0.69% (stronger) | 1.16% |
| Net charge-offs | 0.50% | 0.39% (stronger) |
| Return on assets | 1.53% (stronger) | 1.43% |
| Loans ÷ deposits | 34.8% (stronger) | 66.5% |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pantex Federal Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Pantex Federal Credit Union leads on 5 and Cabot Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.