TellerScore

Cabot Community Credit Union (NCUA charter #67581) is based in Pampa, Texas. Its Q2 2026 call report shows $45.3M in total assets and $37.8M in member shares and deposits and 2 offices.

Cabot Community Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 85th. Capital cushion contributes the most (100/100, 15.95%); loan quality contributes the least (61/100, 1.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.95%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.16%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity94/100
Loans ÷ shares: 66.5% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 84).

TellerScore
818691Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202486
Q1 202581
Q2 202584
Q3 202588
Q4 202589
Q1 202691
Q2 202684
Net worth ratio
7.00%11.77%16.54%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.64%
Q3 202415.63%
Q4 202415.67%
Q1 202514.98%
Q2 202515.36%
Q3 202516.13%
Q4 202516.43%
Q1 202616.54%
Q2 202615.95%
Delinquent loans (60+ days)
0.72%0.94%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.07%
Q3 20241.09%
Q4 20241.04%
Q1 20250.88%
Q2 20250.87%
Q3 20250.72%
Q4 20250.78%
Q1 20260.79%
Q2 20261.16%
Return on assets
1.05%1.78%2.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.42%
Q3 20242.49%
Q4 20242.52%
Q1 20251.05%
Q2 20251.38%
Q3 20251.62%
Q4 20251.75%
Q1 20262.29%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$45.3M15.95%1.16%1.43%66.5%
Q1 202691$43.3M16.54%0.79%2.29%70.5%
Q4 202589$42.0M16.43%0.78%1.75%76.3%
Q3 202588$41.8M16.13%0.72%1.62%79.6%
Q2 202584$42.5M15.36%0.87%1.38%77.8%
Q1 202581$42.4M14.98%0.88%1.05%80.2%
Q4 202486$39.8M15.67%1.04%2.52%89.5%
Q3 202485$38.6M15.63%1.09%2.49%95.1%
Q2 202484$39.6M14.64%1.07%2.42%94.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.95%
60th
Problem loans1.16%
35th
Net charge-offs0.39%
33rd
Return on assets1.43%
83rd
Loans to deposits66.5%
39th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio4.0%
35th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Hockley County Credit UnionCredit union Levelland, TX63 out of 100, Moderate$45.4M9.4%0.65%vs
Cherokee County Federal Credit UnionCredit union Rusk, TX78 out of 100, Strong$44.8M27.3%1.11%vs
Mountain Star Federal Credit UnionCredit union El Paso, TX83 out of 100, Strong$46.5M18.4%0.70%vs
Starr County Teachers Federal Credit UnionCredit union Rio Grande City, TX93 out of 100, Very strong$47.4M16.9%0.51%vs
Lufkin Federal Credit UnionCredit union Lufkin, TX99 out of 100, Very strong$47.8M26.3%0.14%vs
Travis County Credit UnionCredit union Austin, TX49 out of 100, Below average$42.7M9.4%2.24%vs

Deposit insurance

Is my money safe at Cabot Community Credit Union?

Yes. Cabot Community Credit Union is a federally insured credit union (NCUA charter #67581). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.95%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cabot Community Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cabot Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67581
RSSD ID
578394
Primary regulator
State + NCUA
Established
1931
Headquarters
PO Box 2217, Pampa, TX 79066
Employees
10

Quick answers

Cabot Community Credit Union: common questions

Is Cabot Community Credit Union NCUA insured?

Yes. Cabot Community Credit Union is a federally insured credit union (NCUA charter #67581). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cabot Community Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cabot Community Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pampa

InstitutionScoreAssetsCapitalProblem loansCompare
Pantex Federal Credit UnionCredit union Borger, TX90 out of 100, Very strong$233.4M22.3%0.69%vs
Skel-Tex Credit UnionCredit union Skellytown, TX83 out of 100, Strong$6.2M21.5%0.64%vs
BOC BankBank Mclean, TX81 out of 100, Strong$203.4M12.4%0.00%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Lefors Federal Credit UnionCredit union Lefors, TX75 out of 100, Strong$3.0M23.2%1.12%vs
FirstBank SouthwestBank Amarillo, TX73 out of 100, Strong$1.9B11.2%0.41%vs