Side-by-side · Q2 2026 data
Paper City Savings Bank, S.A. vs First Choice Credit Union
Credit union
First Choice Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Paper City Savings Bank, S.A. | First Choice Credit Union |
|---|---|---|
| TellerScore | 79 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 77 | 78 (stronger) |
| Earnings | 61 | 86 (stronger) |
| Funding & liquidity | 55 | 87 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 75th | 87th |
| Total assets | $208.3M | $51.0M |
| Deposits / shares | $170.2M | $42.2M |
| Capital ratio | 16.11% | 16.34% (stronger) |
| Problem loans | 0.68% | 0.65% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.37% |
| Return on assets | 1.02% | 1.66% (stronger) |
| Loans ÷ deposits | 105.5% | 72.8% (stronger) |
| Uninsured deposits | 7.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Paper City Savings Bank, S.A. leads on 1 and First Choice Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.