Headquartered in Marshfield, Wisconsin, First Choice Credit Union is a federally insured state-chartered credit union with $51.0M in total assets and $42.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.
Based on its Q2 2026 filing, First Choice Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 6th. Its strongest component is capital cushion (100/100; 16.34%), and its lowest is loan quality (78/100; 0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (91 → 89), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 93 |
| Q4 2024 | 91 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 95 |
| Q4 2025 | 94 |
| Q1 2026 | 87 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.56% |
| Q3 2024 | 14.96% |
| Q4 2024 | 15.10% |
| Q1 2025 | 15.21% |
| Q2 2025 | 15.59% |
| Q3 2025 | 15.93% |
| Q4 2025 | 16.23% |
| Q1 2026 | 16.11% |
| Q2 2026 | 16.34% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.52% |
| Q2 2025 | 0.89% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.65% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.11% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.35% |
| Q2 2025 | 2.46% |
| Q3 2025 | 2.31% |
| Q4 2025 | 2.20% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.66% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $51.0M | 16.34% | 0.65% | 1.66% | 72.8% |
| Q1 2026 | 87 | $50.1M | 16.11% | 0.73% | 1.31% | 68.9% |
| Q4 2025 | 94 | $48.7M | 16.23% | 0.55% | 2.20% | 69.9% |
| Q3 2025 | 95 | $48.1M | 15.93% | 0.43% | 2.31% | 65.8% |
| Q2 2025 | 91 | $47.6M | 15.59% | 0.89% | 2.46% | 64.5% |
| Q1 2025 | 90 | $45.9M | 15.21% | 0.52% | 1.35% | 63.5% |
| Q4 2024 | 91 | $45.3M | 15.10% | 0.30% | 1.24% | 62.9% |
| Q3 2024 | 93 | $44.8M | 14.96% | 0.14% | 1.27% | 59.6% |
| Q2 2024 | 90 | $44.8M | 14.56% | 0.18% | 1.11% | 55.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Badger-Globe Credit UnionCredit union Neenah, WI | 61 out of 100, Moderate | $51.6M | 13.6% | 1.50% | vs |
| Athens Area Credit UnionCredit union Athens, WI | 84 out of 100, Strong | $49.9M | 13.3% | 0.63% | vs |
| Bay Shore Credit UnionCredit union Marinette, WI | 92 out of 100, Very strong | $48.2M | 18.6% | 0.27% | vs |
| Iron County Community Credit UnionCredit union Hurley, WI | 78 out of 100, Strong | $47.4M | 18.6% | 2.00% | vs |
| Marathon County Employees Credit UnionCredit union Wausau, WI | 86 out of 100, Very strong | $46.5M | 16.3% | 0.38% | vs |
| Central Wisconsin Credit UnionCredit union Plover, WI | 80 out of 100, Strong | $56.3M | 10.8% | 0.73% | vs |
Deposit insurance
Is my money safe at First Choice Credit Union?
Yes. First Choice Credit Union is a federally insured credit union (NCUA charter #66545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
First Choice Credit Union lists 1 office in 1 city. Most locations:
- Marshfield, WI (1)
Identity & history
Profile
- Legal name
- First Choice Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66545
- RSSD ID
- 690595
- Primary regulator
- State + NCUA
- Established
- 1967
- Headquarters
- 1614 E 4th, Marshfield, WI 54449
- Employees
- 20
Quick answers
First Choice Credit Union: common questions
Is First Choice Credit Union NCUA insured?
Yes. First Choice Credit Union is a federally insured credit union (NCUA charter #66545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Choice Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Choice Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Marshfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nekoosa Port Edwards State BankBank Nekoosa, WI | 93 out of 100, Very strong | $286.5M | 15.1% | 0.00% | vs |
| Partners Bank of WisconsinBank Marshfield, WI | 86 out of 100, Very strong | $294.2M | 14.7% | 0.36% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| Citizens State Bank of LoyalBank Loyal, WI | 80 out of 100, Strong | $311.5M | 11.5% | 0.00% | vs |
| Paper City Savings Bank, S.A.Bank Wisconsin Rapids, WI | 79 out of 100, Strong | $208.3M | 16.1% | 0.68% | vs |
| Prevail BankBank Medford, WI | 74 out of 100, Strong | $1.0B | 12.6% | 0.20% | vs |