Side-by-side · Q2 2026 data
Paper City Savings Bank, S.A. vs Simplicity Credit Union
Metric by metric
| Measure | Paper City Savings Bank, S.A. | Simplicity Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 77 (stronger) | 59 |
| Earnings | 61 (stronger) | 49 |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 75th | 14th |
| Total assets | $208.3M | $546.7M |
| Deposits / shares | $170.2M | $487.5M |
| Capital ratio | 16.11% (stronger) | 9.82% |
| Problem loans | 0.68% (stronger) | 1.22% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 1.02% (stronger) | 0.72% |
| Loans ÷ deposits | 105.5% | 93.2% (stronger) |
| Uninsured deposits | 7.9% | 4.2% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paper City Savings Bank, S.A. has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Paper City Savings Bank, S.A. leads on 5 and Simplicity Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.