Side-by-side · Q2 2026 data
Parish Federal Credit Union vs University of Toledo Federal Credit Union
Credit union
University of Toledo Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Parish Federal Credit Union | University of Toledo Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 68 (stronger) | 63 |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 83 (stronger) | 55 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 83rd | 57th |
| Total assets | $24.0M | $99.7M |
| Deposits / shares | $20.6M | $88.0M |
| Capital ratio | 11.76% (stronger) | 11.30% |
| Problem loans | 0.06% (stronger) | 0.27% |
| Net charge-offs | 0.06% (stronger) | 0.25% |
| Return on assets | 1.57% (stronger) | 0.88% |
| Loans ÷ deposits | 53.4% | 46.0% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 10.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Parish Federal Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Parish Federal Credit Union leads on 6 and University of Toledo Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.