TellerScore

Parish Federal Credit Union (NCUA charter #2935) is based in Toledo, Ohio. Its Q2 2026 call report shows $24.0M in total assets and $20.6M in member shares and deposits and 1 office.

Parish Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 24th. Funding & liquidity contributes the most (100/100, 53% loans-to-deposits, 5% uninsured); capital cushion contributes the least (68/100, 11.76%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Net worth ratio: 11.76%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings83/100
Return on assets (annualized): 1.57%
Funding & liquidity100/100
Loans ÷ shares: 53.4% · 4.6% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (76 → 87), mostly because the earnings component improved by 38 points.

TellerScore
728088Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202477
Q4 202477
Q1 202576
Q2 202576
Q3 202575
Q4 202578
Q1 202688
Q2 202687
Net worth ratio
7.00%9.38%11.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.64%
Q3 202410.99%
Q4 202411.05%
Q1 202510.68%
Q2 202510.80%
Q3 202510.26%
Q4 202511.08%
Q1 202611.55%
Q2 202611.76%
Delinquent loans (60+ days)
0.00%0.22%0.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20240.00%
Q4 20240.04%
Q1 20250.00%
Q2 20250.00%
Q3 20250.01%
Q4 20250.00%
Q1 20260.01%
Q2 20260.06%
Return on assets
0.60%1.17%1.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.64%
Q3 20240.66%
Q4 20240.65%
Q1 20250.62%
Q2 20250.64%
Q3 20250.60%
Q4 20250.68%
Q1 20261.74%
Q2 20261.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$24.0M11.76%0.06%1.57%53.4%
Q1 202688$23.7M11.55%0.01%1.74%53.5%
Q4 202578$23.8M11.08%0.00%0.68%53.4%
Q3 202575$25.2M10.26%0.01%0.60%48.7%
Q2 202576$23.6M10.80%0.00%0.64%51.5%
Q1 202576$23.5M10.68%0.00%0.62%48.1%
Q4 202477$22.4M11.05%0.04%0.65%51.2%
Q3 202477$22.2M10.99%0.00%0.66%50.9%
Q2 202472$22.6M10.64%0.44%0.64%49.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.76%
30th
Problem loans0.06%
83rd
Net charge-offs0.06%
61st
Return on assets1.57%
87th
Loans to deposits53.4%
58th
Uninsured deposits4.6%
24th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Sylvania Area Federal Credit UnionCredit union Sylvania, OH70 out of 100, Strong$24.2M9.8%0.30%vs
Members Trust Federal Credit UnionCredit union Mason, OH87 out of 100, Very strong$23.4M19.1%0.05%vs
Ashland Community Federal Credit UnionCredit union Ashland, OH84 out of 100, Strong$23.1M12.3%0.10%vs
Eight Federal Credit UnionCredit union Rossford, OH96 out of 100, Very strong$25.3M14.8%0.02%vs
Ohio Valley Federal Credit UnionCredit union Batavia, OH60 out of 100, Moderate$25.7M9.6%1.57%vs
Steel Valley Federal Credit UnionCredit union Cleveland, OH34 out of 100, Low$22.3M9.5%5.13%vs

Deposit insurance

Is my money safe at Parish Federal Credit Union?

Yes. Parish Federal Credit Union is a federally insured credit union (NCUA charter #2935). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.6% of shares and deposits ($947K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.76%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Parish Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Parish Federal Credit Union
Type
Federal credit union
NCUA charter #
2935
RSSD ID
784476
Primary regulator
NCUA
Established
1938
Headquarters
5138 N Summit St, Toledo, OH 43611
Employees
5

Quick answers

Parish Federal Credit Union: common questions

Is Parish Federal Credit Union NCUA insured?

Yes. Parish Federal Credit Union is a federally insured credit union (NCUA charter #2935). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Parish Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Parish Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Toledo

InstitutionScoreAssetsCapitalProblem loansCompare
Eight Federal Credit UnionCredit union Rossford, OH96 out of 100, Very strong$25.3M14.8%0.02%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
First Federal Savings and Loan AssociationBank Delta, OH93 out of 100, Very strong$246.0M16.5%0.00%vs
Tlc Community Credit UnionCredit union Adrian, MI90 out of 100, Very strong$950.2M14.5%0.14%vs
Materion Federal Credit UnionCredit union Elmore, OH87 out of 100, Very strong$38.9M14.7%0.00%vs