Side-by-side · Q2 2026 data
Parishioners Federal Credit Union vs Polam Federal Credit Union
Credit union
Parishioners Federal Credit Union
Torrance, California · Under $100 million in assets
Credit union
Polam Federal Credit Union
Redwood City, California · Under $100 million in assets
Metric by metric
| Measure | Parishioners Federal Credit Union | Polam Federal Credit Union |
|---|---|---|
| TellerScore | 44 (stronger) | 43 |
| Capital cushion | 38 | 86 (stronger) |
| Loan quality | 25 (stronger) | 3 |
| Earnings | 57 (stronger) | 0 |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 47 | 66 (stronger) |
| Peer percentile | 4th | 4th |
| Total assets | $69.9M | $72.8M |
| Deposits / shares | $56.1M | $62.5M |
| Capital ratio | 8.77% | 13.63% (stronger) |
| Problem loans | 2.25% (stronger) | 2.92% |
| Net charge-offs | 0.88% | 0.08% (stronger) |
| Return on assets | 0.94% (stronger) | -0.62% |
| Loans ÷ deposits | 93.1% | 91.9% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 12.8% |
| Offices | 0 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Parishioners Federal Credit Union has the higher TellerScore (44 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Parishioners Federal Credit Union leads on 4 and Polam Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.