Side-by-side · Q2 2026 data
Park Side Financial Credit Union vs Valley Financial Credit Union
Metric by metric
| Measure | Park Side Financial Credit Union | Valley Financial Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 44 | 57 (stronger) |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 47 | 54 (stronger) |
| Funding & liquidity | 83 (stronger) | 73 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 45th | 54th |
| Total assets | $390.4M | $600.9M |
| Deposits / shares | $350.6M | $531.0M |
| Capital ratio | 9.37% | 10.68% (stronger) |
| Problem loans | 0.20% (stronger) | 0.25% |
| Net charge-offs | 0.12% (stronger) | 0.36% |
| Return on assets | 0.67% | 0.84% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 87.5% |
| Uninsured deposits | 6.2% (stronger) | 7.1% |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.6% |
Valley Financial Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Park Side Financial Credit Union leads on 4 and Valley Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.