Side-by-side · Q2 2026 data
Park State Bank vs First Resource Bank
Metric by metric
| Measure | Park State Bank | First Resource Bank |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 49 (stronger) | 33 |
| Loan quality | 69 | 97 (stronger) |
| Earnings | 72 (stronger) | 56 |
| Funding & liquidity | 73 | 73 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 40th | 40th |
| Total assets | $1.5B | $1.1B |
| Deposits / shares | $1.2B | $893.3M |
| Capital ratio | 9.89% (stronger) | 8.34% |
| Problem loans | 0.92% | 0.09% (stronger) |
| Net charge-offs | 0.55% (stronger) | 0.64% |
| Return on assets | 1.30% (stronger) | 0.90% |
| Loans ÷ deposits | 74.1% (stronger) | 87.5% |
| Uninsured deposits | 26.5% | 15.1% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 1.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Park State Bank leads on 4 and First Resource Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.