Side-by-side · Q2 2026 data
Park State Bank vs Indianhead Credit Union
Metric by metric
| Measure | Park State Bank | Indianhead Credit Union |
|---|---|---|
| TellerScore | 66 | 86 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 69 | 74 (stronger) |
| Earnings | 72 | 82 (stronger) |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 40th | 89th |
| Total assets | $1.5B | $101.2M |
| Deposits / shares | $1.2B | $83.5M |
| Capital ratio | 9.89% | 14.98% (stronger) |
| Problem loans | 0.92% | 0.78% (stronger) |
| Net charge-offs | 0.55% | 0.07% (stronger) |
| Return on assets | 1.30% | 1.55% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 82.3% |
| Uninsured deposits | 26.5% | 1.9% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 9.5% |
Indianhead Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 1 and Indianhead Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.