Side-by-side · Q2 2026 data
Park State Bank vs North American Banking Company
Metric by metric
| Measure | Park State Bank | North American Banking Company |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 49 (stronger) | 39 |
| Loan quality | 69 | 83 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 39 |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 40th | 49th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 9.89% (stronger) | 8.91% |
| Problem loans | 0.92% | 0.51% (stronger) |
| Net charge-offs | 0.55% | 0.02% (stronger) |
| Return on assets | 1.30% | 2.13% (stronger) |
| Loans ÷ deposits | 74.1% | 71.3% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 81.2% |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
North American Banking Company has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 2 and North American Banking Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.