Side-by-side · Q2 2026 data
Park State Bank vs North Star Credit Union
Metric by metric
| Measure | Park State Bank | North Star Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 49 (stronger) | 44 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 72 (stronger) | 62 |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $1.5B | $116.0M |
| Deposits / shares | $1.2B | $104.3M |
| Capital ratio | 9.89% (stronger) | 9.38% |
| Problem loans | 0.92% | 0.00% (stronger) |
| Net charge-offs | 0.55% | 0.01% (stronger) |
| Return on assets | 1.30% (stronger) | 1.06% |
| Loans ÷ deposits | 74.1% (stronger) | 86.4% |
| Uninsured deposits | 26.5% | 7.1% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 7.7% |
North Star Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 3 and North Star Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cook, MN
- Duluth, MN
- Mountain Iron, MN
- Nashwauk, MN