The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 9 points (63 → 72), mostly because the earnings component improved by 25 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Minnesota

Yes. North Star Credit Union is a federally insured credit union (NCUA charter #60689). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($7.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.38%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

North Star Credit Union lists 5 offices in 4 cities. Most locations:

• Cook, MN (2)
• Duluth, MN (1)
• Mountain Iron, MN (1)
• Nashwauk, MN (1)

All branch addresses and map

In 2025, North Star Credit Union reported 59 home-loan applications under HMDA (LEI 549300XDIQEEL7H1YU47): 47 originated ($6,435,000 total), 4 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

North Star Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60689

RSSD ID

432094

Primary regulator

State + NCUA

Established

1939

Headquarters

Po Box 1058, Cook, MN 55723

Employees

32