Side-by-side · Q2 2026 data
Park State Bank vs Superior Savings Bank
Metric by metric
| Measure | Park State Bank | Superior Savings Bank |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 69 (stronger) | 62 |
| Earnings | 72 (stronger) | 54 |
| Funding & liquidity | 73 (stronger) | 56 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 40th | 51st |
| Total assets | $1.5B | $98.8M |
| Deposits / shares | $1.2B | $81.4M |
| Capital ratio | 9.89% | 16.30% (stronger) |
| Problem loans | 0.92% (stronger) | 1.15% |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.85% |
| Loans ÷ deposits | 74.1% (stronger) | 100.1% |
| Uninsured deposits | 26.5% | 18.7% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 4.4% |
Superior Savings Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Park State Bank leads on 3 and Superior Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.