Side-by-side · Q2 2026 data
Parkway Bank and Trust Company vs United Community Bank
Metric by metric
| Measure | Parkway Bank and Trust Company | United Community Bank |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 65 (stronger) | 52 |
| Loan quality | 65 | 90 (stronger) |
| Earnings | 68 | 73 (stronger) |
| Funding & liquidity | 55 | 64 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 40th | 66th |
| Total assets | $3.7B | $4.1B |
| Deposits / shares | $2.8B | $3.6B |
| Capital ratio | 11.50% (stronger) | 10.17% |
| Problem loans | 1.05% | 0.31% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.20% | 1.32% (stronger) |
| Loans ÷ deposits | 104.8% | 73.5% (stronger) |
| Uninsured deposits | 13.2% (stronger) | 35.0% |
| Offices | 27 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
United Community Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Parkway Bank and Trust Company leads on 3 and United Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.