TellerScore

Headquartered in Harwood Heights, Illinois, Parkway Bank and Trust Company is a state-chartered bank with $3.7B in total assets and $2.8B in deposits as of Q2 2026. It operates 27 offices across 2 states. Its charter dates back to 1964.

Based on its Q2 2026 filing, Parkway Bank and Trust Company scores 66/100, which we describe as moderate. That is higher than only 40% of 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 208th. Its strongest component is problem-loan coverage (84/100; 8.0%), and its lowest is funding & liquidity (55/100; 105% loans-to-deposits, 13% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Tier 1 leverage ratio: 11.50%
Loan quality65/100
Noncurrent loans ÷ total loans: 1.05%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity55/100
Loans ÷ deposits and uninsured-deposit share: 104.8% · 13.2% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 7 points.

TellerScore
606366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202460
Q4 202462
Q1 202563
Q2 202563
Q3 202565
Q4 202565
Q1 202666
Q2 202666
Tier 1 leverage ratio
5.00%8.37%11.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.87%
Q3 202411.07%
Q4 202411.31%
Q1 202511.08%
Q2 202511.21%
Q3 202511.59%
Q4 202511.44%
Q1 202611.73%
Q2 202611.50%
Noncurrent loans
1.05%1.23%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.40%
Q3 20241.38%
Q4 20241.30%
Q1 20251.12%
Q2 20251.13%
Q3 20251.07%
Q4 20251.06%
Q1 20261.07%
Q2 20261.05%
Return on assets
0.91%1.06%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.97%
Q3 20240.91%
Q4 20240.94%
Q1 20250.96%
Q2 20251.03%
Q3 20251.05%
Q4 20251.12%
Q1 20261.19%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$3.7B11.50%1.05%1.20%104.8%
Q1 202666$3.7B11.73%1.07%1.19%105.9%
Q4 202565$3.6B11.44%1.06%1.12%105.5%
Q3 202565$3.7B11.59%1.07%1.05%104.8%
Q2 202563$3.5B11.21%1.13%1.03%103.7%
Q1 202563$3.6B11.08%1.12%0.96%98.8%
Q4 202462$3.6B11.31%1.30%0.94%101.9%
Q3 202460$3.6B11.07%1.38%0.91%99.5%
Q2 202460$3.5B10.87%1.40%0.97%98.6%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.50%
70th
Total risk-based capital13.75%
52nd
Problem loans1.05%
25th
Net charge-offs-0.01%
93rd
Return on assets1.20%
46th
Net interest margin3.01%
15th
Efficiency ratio45.3%
87th
Loans to deposits104.8%
8th
Uninsured deposits13.2%
93rd
Loan-loss reserves1.13%
47th
Texas ratio8.0%
23rd

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Village Bank and Trust, National AssociationBank Arlington Heights, IL70 out of 100, Strong$3.6B9.5%0.46%vs
St. Charles Bank & Trust Company, National AssociationBank Saint Charles, IL66 out of 100, Moderate$3.7B9.6%0.70%vs
Old Plank Trail Community Bank, National AssociationBank New Lenox, IL67 out of 100, Moderate$3.5B8.8%0.28%vs
Carrollton BankBank Carrollton, IL58 out of 100, Moderate$3.9B8.0%0.36%vs
Banterra BankBank Marion, IL66 out of 100, Moderate$3.4B9.4%0.37%vs
Libertyville Bank & Trust Company, National AssociationBank Libertyville, IL69 out of 100, Moderate$3.3B9.2%0.39%vs

Deposit insurance

Is my money safe at Parkway Bank and Trust Company?

Yes. Parkway Bank and Trust Company is an FDIC-insured institution (FDIC certificate #19008). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.2% of deposits ($364.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.50%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.75% (benchmark: 10%).

Check how much of your own balance is covered

27 locations

Branches

Parkway Bank and Trust Company lists 27 offices in 22 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Parkway Bank and Trust Company
Former names
Parkway Bank
Type
State-chartered bank
FDIC certificate #
19008
RSSD ID
1001639
Primary regulator
FDIC
Holding company
Parkway Bcorp Inc
Established
January 22, 1964
Headquarters
4800 N Harlem Ave, Harwood Heights, IL 60706
Employees
284

Quick answers

Parkway Bank and Trust Company: common questions

Is Parkway Bank and Trust Company FDIC insured?

Yes. Parkway Bank and Trust Company is an FDIC-insured institution (FDIC certificate #19008). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Parkway Bank and Trust Company's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Parkway Bank and Trust Company ever failed?

There is no failure record for FDIC certificate #19008 in the FDIC failed bank list.

How many branches does Parkway Bank and Trust Company have?

27 offices as of the latest FDIC data, in 2 states.

Nearby

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