Side-by-side · Q2 2026 data
Parthenon Federal Credit Union vs Heritage South Community Credit Union
Credit union
Parthenon Federal Credit Union
Nashville, Tennessee · Under $100 million in assets
Credit union
Heritage South Community Credit Union
Shelbyville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Parthenon Federal Credit Union | Heritage South Community Credit Union |
|---|---|---|
| TellerScore | 42 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 0 | 96 (stronger) |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 23 | 93 (stronger) |
| Peer percentile | 4th | 92nd |
| Total assets | $17.1M | $361.9M |
| Deposits / shares | $14.2M | $298.1M |
| Capital ratio | 16.12% | 17.08% (stronger) |
| Problem loans | 6.04% | 0.75% (stronger) |
| Net charge-offs | 4.01% | 0.47% (stronger) |
| Return on assets | -3.01% | 1.89% (stronger) |
| Loans ÷ deposits | 96.7% | 91.5% (stronger) |
| Uninsured deposits | 8.9% | 6.5% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heritage South Community Credit Union has the higher TellerScore (88 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Parthenon Federal Credit Union leads on 0 and Heritage South Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.