TellerScore

Parthenon Federal Credit Union is a federal credit union headquartered in Nashville, Tennessee, in business for about 84 years. At the end of Q2 2026 it reported $17.1M in total assets and $14.2M in member shares and deposits, with 1 office.

Parthenon Federal Credit Union has a TellerScore of 42 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 125th. Capital cushion contributes the most (100/100, 16.12%); earnings contributes the least (0/100, -3.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.12%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 6.04%
Earnings0/100
Return on assets (annualized): -3.01%
Funding & liquidity64/100
Loans ÷ shares: 96.7% · 8.9% uninsured
Problem-loan coverage23/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 38.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (42 → 42).

TellerScore
404550Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202450
Q4 202447
Q1 202545
Q2 202542
Q3 202544
Q4 202540
Q1 202643
Q2 202642
Net worth ratio
7.00%12.58%18.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.95%
Q3 202416.93%
Q4 202416.72%
Q1 202516.48%
Q2 202517.40%
Q3 202518.16%
Q4 202517.11%
Q1 202616.58%
Q2 202616.12%
Delinquent loans (60+ days)
3.96%6.96%9.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20247.60%
Q3 20247.34%
Q4 20248.63%
Q1 20259.96%
Q2 20258.49%
Q3 20258.13%
Q4 20257.18%
Q1 20263.96%
Q2 20266.04%
Return on assets
-3.18%-1.25%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.53%
Q3 20240.68%
Q4 20240.52%
Q1 20250.10%
Q2 2025-0.12%
Q3 20250.09%
Q4 2025-0.61%
Q1 2026-3.18%
Q2 2026-3.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202642$17.1M16.12%6.04%-3.01%96.7%
Q1 202643$17.3M16.58%3.96%-3.18%97.9%
Q4 202540$17.6M17.11%7.18%-0.61%99.6%
Q3 202544$17.2M18.16%8.13%0.09%105.9%
Q2 202542$17.8M17.40%8.49%-0.12%103.1%
Q1 202545$18.9M16.48%9.96%0.10%95.0%
Q4 202447$18.6M16.72%8.63%0.52%100.5%
Q3 202450$18.4M16.93%7.34%0.68%105.0%
Q2 202448$18.1M16.95%7.60%0.53%103.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.12%
61st
Problem loans6.04%
4th
Net charge-offs4.01%
2nd
Return on assets-3.01%
2nd
Loans to deposits96.7%
5th
Uninsured deposits8.9%
9th
Loan-loss reserves0.00%
37th
Texas ratio38.6%
1st

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Enlighten Federal Credit UnionCredit union Jackson, TN85 out of 100, Very strong$16.8M14.3%0.69%vs
Skyline Credit UnionCredit union Nashville, TN68 out of 100, Moderate$16.8M24.3%2.95%vs
Gateway Credit UnionCredit union Clarksville, TN60 out of 100, Moderate$16.3M8.4%0.70%vs
Tennessee River Federal Credit UnionCredit union Counce, TN89 out of 100, Very strong$16.3M33.2%0.25%vs
The West Tennessee Credit UnionCredit union Atoka, TN75 out of 100, Strong$17.9M11.5%0.63%vs
Southern Credit UnionCredit union Chattanooga, TN43 out of 100, Below average$18.1M11.8%3.48%vs

Deposit insurance

Is my money safe at Parthenon Federal Credit Union?

Yes. Parthenon Federal Credit Union is a federally insured credit union (NCUA charter #4809). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.9% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Parthenon Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Parthenon Federal Credit Union
Type
Federal credit union
NCUA charter #
4809
RSSD ID
20071
Primary regulator
NCUA
Established
1942
Headquarters
2290 Rosa L Parks BLvd, Nashville, TN 37228
Employees
5

Quick answers

Parthenon Federal Credit Union: common questions

Is Parthenon Federal Credit Union NCUA insured?

Yes. Parthenon Federal Credit Union is a federally insured credit union (NCUA charter #4809). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Parthenon Federal Credit Union's TellerScore?

42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Parthenon Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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